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Our Strategies

Our Strategies

  • Performance evaluation mechanism is being strongly emphasised at all levels.
  • Effective monitoring and supervision of all ongoing projects.
  • Strengthning of recovery mechanisms.
  • Proactive approach to settle NPAs through OTS.
  • Periodic monitoring of pending court cases.
  • Making term lending norms more stringent by keeping debt equity ratio norms between 1:1 to 1.5:1 instead of the earlier practice of 2:1.
  • Provision of adequate security of loans.
New Initiatives
  • Establishment of modernised Industrial Infrastructure under MIIUS Scheme (State of Art) at Pandoga(Una) and Kandrori (on HP-Punjab Border near Pathankot).
  • Introduction of cold mix technology for road surfacing, which is eco friendly and economically viable.
  • First organization to introduce Customized Hi-tech IT Applications (Project Management System) in civil engineering.
Measures Taken to Reduce Expenditures
  • Online disbursement of payments so as to avoid inconvenience for stake holders.
  • Adoption of various economy measures.
  • Need based touring by officials.
  • To ensure accountability and responsibility.
  • Steps being taken to identify suitable lands in rural areas to provide infrastructure facility to the small and marginal farmers at their doorstep.
  • Quality control labs have been established.